South Carolina VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Program figures verified July 2026 — details change; confirm your scenario with us.
Downloadable PDFs
- The SC first-time VA buyer guide — using VA financing in South Carolina: eligibility, calculations, SC-specific advantages (SC Code §12-37-220, Down Payment Assistance), VA appraisal, refinancing, and pitfalls.
- SC Veteran discounts & benefits guide — quarterly-updated guide to SC + federal Veteran benefits, discounts, and tax breaks.
Calculators (8 total)
- VA loan calculator for South Carolina (BAH → Purchase Price) — base + rank → max SC home price with SC summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with SC county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- SC Code §12-37-220 Tax Savings Calculator — disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's South region 2026 thresholds
- All calculators in one place
Core SC VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 SC Loan Limits — every SC county + jumbo
- SC Code §12-37-220 Disabled Veteran Property Tax — 2026 expansion deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- VA IRRRL streamline refinance in South Carolina
- First-Time VA Buyer
- Assumable VA Loans
SC-specialist content (zero-national-coverage)
- SC DPA + VA Stacker — Chenoa Fund + Arrive Home + Essex/NHF Sapphire national DPA layering
- VA Construction Loans in SC — single-close vs two-close + SC builder list
- Retiring Veteran guide — choosing an SC metro + the VA loan implications
- Tribal Lands + NADL — 22 SC tribes + Native American Direct Loan
- Master-planned community VA approval — Del Webb at Cane Bay, Nexton, Carnes Crossroads, and similar SC communities
- Hurricane and flood + Insurance Reality — Charleston, Hilton Head, Myrtle Beach, Beaufort
- Charleston vs Columbia vs Greenville — SC metro comparison
- First-time VA buyer guide — step-by-step for a PCS or first purchase
- SC Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ SC-relevant terms
Comparison pages
- VA Loan vs FHA in South Carolina
- VA Loan vs Conventional in South Carolina
- VA Loan vs USDA in South Carolina
Base hubs (deep PCS guides)
- Fort Jackson — Army Basic Combat Training, Columbia
- Shaw AFB — 20th Fighter Wing, F-16, Sumter
- MCAS Beaufort — Marine Fighter Attack Training Squadron, Beaufort
- JB Charleston — Air Mobility Command + Naval Weapons Station, Charleston
City guides
- Columbia · Charleston · Greenville · Mount Pleasant · Myrtle Beach · Beaufort · Sumter
Veteran discounts
- Statewide SC Veteran discounts — state programs + federal benefits + national chains
- Charleston metro discounts
- Columbia area discounts
- SC Veteran discounts & benefits
Free services
- SC VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- SC Department of Veterans' Services — state Veteran programs
- Chenoa Fund — National VA-compatible DPA program, no income limits
- Arrive Home DPA — National VA-compatible forgivable grant program